Introducing the Groundwork Card
Built right - and built for you.
Cards built for you
A Flexible Credit Card
The Groundwork Card gives you benefits that match how you use your card, like rewards programs and tools to help you manage your budgets. And, Groundwork continually reviews your credit line to help you get more value from your card.
Credit Building Done Right
The Groundwork Secured credit card can help (re)establish credit history. How? We report your on-time payment behavior to all major credit bureaus, a factor in helping you improve your credit score.
Cards Built With The Features You Expect
Autopay
Like all modern credit cards, you can set up ongoing payments for your utility, cellphone, streaming service and more using your Groundwork online payment portal.
Credit Line Reviews
Groundwork reviews your credit line to help you get more value from your card. We factor on-time payment activity, how much you use your card, and other data points to empower you on your credit journey.
Tap To Pay
It’s like credit card magic. Tap to pay, or contactless payment, allows you to make purchases quickly, conveniently and (maybe?) with fewer germs.
Customer Service
Our US-based customer service team is friendly, helpful and accessible.
Visa® Zero Liability
With Groundwork Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your Visa card. You’re covered if your card is ever lost, stolen or fraudulently used.
