Credit Cards Built Right
Our credit cards serve our credit union and community banking member needs, whether it’s rewards, low-rate options, or credit building. Our mission is to bring responsible and consumer-friendly financial services to community bank customers and credit unions members.
Building a strong foundation
Community bank customers and credit union members want in a credit card everything they love about their bank or credit union (like friendly service and fair prices). Groundwork delivers that in a modern, smooth and intuitive digital experience.


A new tool on the belt
Groundwork is harnessing the latest technology to revolutionize credit for those who bank through their local community banks and credit unions.
Through machine learning, we use data for fairer credit assessments, opening doors for those new to credit. By blending behavioral science and user-friendly design, we craft products that are transparent, straightforward and easy to use
Empowering Main Street
Groundwork offers its clients members a credit card with market-appropriate rates, reasonable credit lines and a digital experience that is similar to that of credit cards issued by significantly larger banks.
