Groundwork Visa®

A Flexible Credit Card

The Groundwork Card gives you benefits that match how you use your card, like rewards programs and tools to help you manage your budgets. And, Groundwork continually reviews your credit line to help you get more value from your card.

Benefits

Cards Built With The Features You Expect

Automatic Credit Line Reviews

Groundwork continually reviews your credit line to help you get more value from your card. We factor on-time payment activity, how much you use your card, and other data points to empower you on your credit journey.

Autopay

Like all modern credit cards, you can set up ongoing payments for your utility, cellphone, streaming service and more using your Groundwork online payment portal.

Tap To Pay

It’s like credit card magic. Tap to pay, or contactless payment, allows you to make purchases quickly, conveniently and (maybe?) with fewer germs.

Customer Service

Our US-based customer service team is friendly, helpful and accessible.

Budgeting and Alerts

Groundwork provides you tools to notify you when you’ve utilized configurable spend levels on your card. Use it to keep your utilization in line with your budget.

Card Details

Groundwork Visa®

  • Credit limit
    Up to $25,000
  • Annual Fee †
    from $0 to $50
  • APR Type
    Merchandise APR *†
  • APR Value
    13.74% - 28.74%
  • Rewards
    For Eligible Customers, up to 1.25 points per dollar spent
  • Card Replacement
    Yes
  • 24-Hour Member Service §
    Yes

* The variable APR range is accurate as of 11/08/2024 and may vary with the market based on the Prime Rate.

†SeePricing and Termsfor fees and additional details.

§SeeMember Benefitsfor additional details.

**The image on your Groundwork Card may vary.